Avida Towers Asten owners in the Makati CBD are overpaying on their condo loans. Switch to 5.99% p.a. through Nook and keep thousands more every year — completely free.
ASTEN OWNER MONTHLY SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Avida Towers Asten sits at one of the most strategically valuable addresses in Metro Manila — right in the heart of Makati's Central Business District, within walking distance of Ayala Avenue, major corporate offices, and world-class retail. That address carries real asset value, and your home loan should reflect it. Yet many Asten owners are still carrying rates of 8% to 9% or higher, locked in from when they first purchased or last repriced. Those rates made sense at the time — but the refinancing landscape has changed significantly, and staying put now costs you tens of thousands of pesos every single year.
Refinancing your Avida Towers Asten loan through Nook means accessing the most competitive rates available across multiple Philippine banks — currently as low as 5.99% p.a. — without paying a single peso in broker fees. Nook does the comparison, handles the paperwork, and coordinates with the banks on your behalf. If you've been meaning to look into this but assumed it would be complicated or expensive, it isn't. For context, similar CBD condo owners in BGC have been doing the same thing — you can see how the numbers work for Alveo High Park BGC condo refinancing as a useful comparison. Makati CBD properties like Asten often qualify for strong appraisal values, which works in your favour during the refinancing process.
On a 3,000,000 peso loan with 20 years remaining, moving from 8.50% to 5.99% saves over 4,500 pesos every month — more than 54,000 pesos a year. That's a family vacation, emergency savings, or extra payments toward your principal. To understand how Nook's rates stack up against what individual banks are currently offering, check the best home loan rates in Makati for 2026. Getting started takes minutes, and Nook's team will tell you exactly what you qualify for before you commit to anything.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, condominium units in Avida Towers Asten are eligible for refinancing with most major Philippine banks. Makati CBD properties are generally viewed favourably by lenders due to strong liquidity and demand in the area. Nook will match you with banks that are actively lending on properties like yours.
You'll typically need your existing loan statement, proof of income (payslips or ITR for the past two years), a copy of your Condominium Certificate of Title, and valid government-issued IDs. Nook will give you a personalised checklist once you submit your initial details so nothing gets missed.
The typical refinancing process takes four to eight weeks from application to loan release, depending on the bank and how quickly documents are submitted. Nook actively follows up with the bank on your behalf to keep things moving. Starting sooner means you stop overpaying sooner.
Yes, most banks will conduct a fresh appraisal of your unit as part of the refinancing process — and for Makati CBD properties, this often works in the borrower's favour given sustained property values in the area. A higher appraised value can improve your loan-to-value ratio and access to better terms. Nook will guide you through what to expect.
Completely free. Nook earns a referral fee from the bank once your loan is approved and released — you pay nothing to Nook at any stage. The rate you get through Nook is the same or better than going directly to a bank, because Nook negotiates on behalf of multiple borrowers simultaneously.
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