Owners at Avida Towers Prime in Taguig could be saving thousands every month by refinancing to as low as 5.99% p.a. — and Nook makes the entire process free.
ESTIMATED MONTHLY SAVINGS
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Why this matters
Avida Towers Prime is one of Ayala Land's most established mid-rise developments in Taguig, offering well-designed units in a location that continues to appreciate in value. If you took out your home loan when you first purchased or during a period of rising rates, there's a strong chance your current interest rate is significantly higher than what's available in the market today. Many Avida Prime homeowners are still locked into rates of 8% to 10%, often without realising that refinancing is a straightforward option that could put thousands of pesos back in their pocket every single month.
Refinancing your Avida Towers Prime home loan through Nook means we do the comparison work for you — across BDO, BPI, Metrobank, Security Bank, RCBC, and other leading Philippine banks — to find you the lowest rate you qualify for. Our service is completely free to borrowers; we're paid by the banks, not you. The typical Nook client on a mid-range Taguig condo loan saves over 80,000 pesos in the first year alone. If you're also exploring options across other Ayala Land developments in the BGC corridor, it's worth checking out how Alveo High Park BGC condo owners are lowering their interest rates through similar refinancing strategies.
The process is simpler than most people expect. You don't need to visit a bank, and there's no obligation to accept any offer we present. Nook handles the paperwork, coordinates with lenders, and keeps you informed every step of the way. Whether you purchased your unit directly from Ayala Land or acquired it in the secondary market, you're likely eligible to refinance — and the sooner you start, the more you save over the life of your loan. Homeowners in the broader BGC and Taguig area can also see how Two Serendra Red Oak BGC owners are cutting their monthly payments for a sense of what's possible nearby.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, in-house developer financing is one of the most common scenarios where refinancing delivers the biggest savings, as in-house rates are often significantly higher than bank rates. Nook can help you transition from Ayala Land in-house financing to a competitive bank loan. You'll typically need to have a certain percentage of the property value already paid down, and our team can assess your eligibility quickly.
You'll generally need your latest loan statement or mortgage contract, proof of income such as payslips or ITR, your condominium certificate of title (CCT), and a valid government-issued ID. Nook will guide you through the exact requirements based on your chosen lender and personal situation. We help you prepare and organise everything so the process moves as smoothly as possible.
Savings depend on your outstanding loan balance, remaining term, and how much lower your new rate is compared to your current one. On a 4,500,000 peso loan with 20 years remaining, moving from 8.50% to 5.99% could save you over 6,800 pesos per month — that's more than 82,000 pesos in the first year alone. Use Nook's free calculator to get a figure based on your actual loan details.
Refinancing simply replaces your existing mortgage with a new one from a different lender — your ownership of the property remains completely unchanged. Your Condominium Certificate of Title stays in your name, and the unit continues to appreciate in value regardless of which bank holds your mortgage. The only thing that changes is who you pay each month and, ideally, how much.
The typical refinancing process in the Philippines takes between 30 to 60 days from application to loan release, depending on the lender and how quickly documents are submitted. Nook streamlines this by helping you prepare a complete application upfront, reducing back-and-forth with the bank. Our team actively follows up on your behalf so you're not left chasing updates on your own.
Check your exact savings in 60 seconds. It's free and takes no commitment.
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