Access BDO's competitive 6.00% fixed rates through Nook's free digital broker service with faster approval processing.
POTENTIAL MONTHLY SAVINGS
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Why this matters
BDO Unibank offers competitive home loan rates starting at 6.00% for both 1-year fixed and home equity loans, making it one of the Philippines' most accessible mortgage options. As a Nook partner bank, BDO provides streamlined processing with typical approvals within 30 days, accommodating various employment types including private employees, government workers, BPOs, OFWs, and self-employed professionals with a minimum monthly income requirement of just ₱50,000.
Whether you're looking to refinance your existing BDO home loan or switch from another bank, BDO's flexible loan purposes cover everything from home equity and foreclosed properties to new construction and renovations. Through Nook's digital platform, you can access these competitive rates with expert broker guidance at no cost, ensuring you secure the best possible terms for your home financing needs.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
BDO offers competitive home loan rates starting at 6.00% for both 1-year fixed and home equity loans. These rates are available through Nook's partner bank program with additional broker support at no cost to borrowers.
BDO requires a minimum monthly income of ₱50,000 and maintains a maximum debt-to-income ratio of 40%. The bank accepts various employment types including private, government, BPO, OFW/seafarer, self-employed, and professionals with typical approval processing within 30 days.
Yes, BDO accepts refinancing applications for various loan purposes including home equity, foreclosed properties, and existing mortgages from other banks. Through Nook's platform, you can compare BDO's rates with other options to ensure you're getting the best deal.
Nook provides free expert guidance throughout the application process, helps you compare rates across multiple banks, and leverages partner relationships for potentially faster processing. You get professional broker services at no cost while still accessing BDO's competitive rates.
Interest rates are subject to change based on market conditions and individual creditworthiness. Nook helps you verify current rates and secure rate locks when available, ensuring you get the most up-to-date and accurate information for your specific situation.
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