Current BPI home loan interest rates start at 8.50%. See how much you could save by refinancing with our partner banks offering rates as low as 5.99%.
MONTHLY SAVINGS EXAMPLE
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Why this matters
BPI remains one of the Philippines' most trusted home loan providers, but their current interest rates may be costing you thousands each month. With rates typically ranging from 8.50% to 9.25%, many BPI borrowers are discovering they can significantly reduce their monthly payments through refinancing.
Our partner bank BPI Family Savings Bank offers competitive rates starting at 6.50% for 5-year fixed terms and 6.70% for 1-year fixed and home equity loans. With a minimum monthly income requirement of just ₱40,000 and typical approval in 52 days, they provide an accessible path to lower payments. Through Nook's free broker service, you can explore all your refinancing options without any fees or obligations.
Interest rates are subject to change and borrowers should verify current rates. Our calculations assume a 20-year remaining term and are for illustration purposes only.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
BPI home loan rates typically range from 8.50% to 9.25% depending on your loan type and profile. Fixed-rate options may have different pricing than variable rates.
Yes, you can refinance your BPI loan with any qualified lender. Many borrowers save significantly by switching to banks offering lower rates, sometimes reducing monthly payments by ₱3,000-₱8,000.
Refinancing typically takes 45-60 days from application to completion. Our partner banks like BPI Family Savings Bank average 52 days for approval, making the process efficient.
You'll need recent payslips, ITR, bank statements, current loan statements from BPI, property documents, and valid IDs. Nook helps you prepare all required documentation.
While banks charge processing fees and documentary stamps, Nook's broker service is completely free. We help you find the best rates without adding any costs to your refinancing.
Check your exact savings in 60 seconds. It's free and takes no commitment.
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