Get lower interest rates than BPI's standard housing loan rates through Nook's partner banks.
MONTHLY SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
BPI's current housing loan rates typically range from 8% to 10% annually, making them one of the more expensive options for Filipino homeowners. While BPI offers stability and brand recognition, their rates often exceed what you could get through specialized mortgage brokers who work with multiple lenders.
Through Nook's partner network, including BPI Family Savings Bank with rates starting at 6.50% for 5-year fixed terms, borrowers can access significantly better terms. Our housing loan calculator shows potential savings that often exceed 1 million pesos over the loan term. The refinancing process is completely free to borrowers, with Nook handling all paperwork and bank negotiations.
Interest rates are subject to change and borrowers should verify current rates with their chosen lender. Nook's mortgage specialists help you compare options across our partner bank network to find the most competitive rates for your specific situation.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
BPI's housing loan rates typically range from 8% to 10% annually, depending on the loan type, term, and borrower profile. These rates are generally higher than what you can access through Nook's partner banks like BPI Family Savings Bank, which offers rates starting at 6.50%.
Yes, you can refinance your BPI housing loan through Nook's partner banks to potentially save thousands monthly. Our partner BPI Family Savings Bank offers competitive rates starting at 6.50% for qualified borrowers, with free broker service through Nook.
Savings depend on your loan amount and current rate, but borrowers typically save 50,000 to 100,000+ pesos annually by refinancing from BPI's standard rates to our partner banks' competitive offerings. Use our calculator to see your potential savings.
Our partner BPI Family Savings Bank requires a minimum monthly income of 40,000 pesos and maintains a maximum debt-to-income ratio of 40%. They accept various employment types including private employees, government workers, OFWs, and self-employed individuals.
Through Nook's streamlined process with BPI Family Savings Bank, typical approval takes around 52 days. This is competitive with BPI's processing time, but you get significantly better rates and free broker service throughout the entire process.
Check your exact savings in 60 seconds. It's free and takes no commitment.
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