Refinance your existing home loan and secure rates as low as 5.99% through our verified EastWest Bank partnership.
MONTHLY SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
EastWest Bank offers some of the most competitive housing loan rates in the Philippines, with their 1-year fixed rate starting at just 5.99% through Nook's partnership program. As one of our verified partner banks, EastWest provides fast 19-day approval times and accessible requirements with a minimum monthly income of just ₱40,000. Whether you're looking to refinance an existing loan or secure financing for a new home purchase, EastWest's flexible loan products cater to various employment types including private employees, government workers, BPO staff, OFWs, and self-employed professionals.
What sets EastWest apart is their comprehensive range of loan purposes - from foreclosed properties and home equity loans to new construction and pre-selling units. Their maximum debt-to-income ratio of 40% provides more breathing room for borrowers compared to stricter lenders. Through Nook's free broker service, you can access these competitive rates without any fees, making it easier than ever to secure the best possible terms for your housing loan needs.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
EastWest Bank offers competitive housing loan rates starting at 5.99% for their 1-year fixed rate option, with 3-year fixed at 6.25%, 5-year fixed at 6.49%, and 7-year fixed at 7.00%. Home equity loans are available at 6.25%, making them one of the most competitive lenders in the market.
EastWest Bank requires a minimum monthly income of ₱40,000 and maintains a maximum debt-to-income ratio of 40%. They accept various employment types including private employees, government workers, BPO staff, OFWs, seafarers, self-employed individuals, and professionals.
EastWest Bank typically processes housing loan applications within 19 days, which is faster than many other Philippine banks. Through Nook's partnership, we can help expedite your application and ensure all requirements are properly submitted for quicker processing.
EastWest Bank finances a wide range of properties including foreclosed properties, new construction projects, pre-selling units, ready-for-occupancy homes, and existing properties for refinancing. They also offer home equity loans and renovation financing options.
Yes, EastWest Bank offers refinancing options that can help you secure lower interest rates and reduce your monthly payments. Through Nook's free service, we can help you compare your current loan terms with EastWest's competitive rates to determine potential savings.
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