Get EastWest Bank housing loan rates from 5.99% through Nook's free broker service with faster processing and better terms.
REFINANCE SAVINGS
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Why this matters
EastWest Bank offers competitive housing loan rates starting at 5.99% for 1-year fixed terms, with accessible requirements including a minimum monthly income of just ₱40,000. As one of Nook's verified partner banks, EastWest provides multiple loan products including refinancing, home equity loans, and financing for foreclosed properties, new construction, and ready-for-occupancy units.
With typical approval times of just 19 days and maximum debt-to-income ratios of 40%, EastWest Bank accommodates various employment types from private sector employees to OFWs, self-employed professionals, and government workers. Their loan purposes cover everything from standard refinancing to renovation loans, making them a versatile choice for Filipino homeowners.
Through Nook's free broker service, you can access EastWest Bank's competitive rates while comparing offers from other top lenders to ensure you get the best possible deal for your situation.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
EastWest Bank offers rates starting at 5.99% for 1-year fixed terms, 6.25% for 3-year fixed, 6.49% for 5-year fixed, and 7.00% for 7-year fixed terms. Home equity loans are available at 6.25%, making them highly competitive in the Philippine market.
EastWest Bank requires a minimum monthly income of ₱40,000 and maintains a maximum debt-to-income ratio of 40%. They accept applications from private sector employees, government workers, BPO employees, OFWs, self-employed individuals, and licensed professionals.
EastWest Bank typically processes housing loan applications within 19 days, which is faster than many competitors. This quick turnaround time helps borrowers close on their properties or complete refinancing transactions efficiently.
EastWest Bank finances various property types including foreclosed properties, new construction projects, pre-selling units, ready-for-occupancy homes, and existing properties for refinancing. They also offer home equity loans and renovation financing.
Yes, EastWest Bank specializes in refinancing existing home loans, and as a Nook partner bank, you can access their competitive rates through our free broker service. We'll help you compare EastWest's offers with other lenders to maximize your savings potential.
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