Homeowners in SMDC Grass Residences are refinancing to rates as low as 5.99% p.a. — potentially saving over 4,850 pesos every month compared to a typical bank rate.
GRASS RESIDENCES REFINANCE SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
SMDC Grass Residences sits at the heart of Eastwood City in Libis, Quezon City — one of Metro Manila's most established live-work-play townships. If you purchased your unit through an in-house developer loan or financed it through a bank a few years back, there is a very real chance your current interest rate is somewhere between 7.5% and 9.5%. That gap between your existing rate and today's best available refinance rate of 5.99% p.a. can translate to tens of thousands of pesos in unnecessary interest payments every year. Nook makes it easy to find out exactly how much you could be saving, for free.
Refinancing a condo in a high-density township like Eastwood is straightforward with the right guidance. Nook works with all major Philippine banks — including BDO, BPI, Metrobank, Security Bank, RCBC, and UnionBank — to find you the most competitive rate for your Grass Residences unit. The entire process is handled digitally, and because Nook is 100% free to borrowers, there is no financial reason to delay. If you own property in other premier Metro Manila developments, you may also want to explore how Two Serendra Red Oak owners in BGC are refinancing for context on what rates are achievable across the market.
Many Grass Residences owners originally took out loans during a period of higher interest rates and have not revisited their terms since. If your loan has been running for three or more years and your rate is above 7%, refinancing now could cut your monthly amortisation significantly and free up cash for other priorities. Nook's mortgage advisors will assess your outstanding balance, remaining term, and current rate to calculate your exact savings — no obligation, no fees, no guesswork.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, SMDC Grass Residences units in Eastwood City Libis are eligible for refinancing through most major Philippine banks. Whether your current loan is with BDO, BPI, Metrobank, or another lender, Nook can help you find a better rate and manage the entire application process at no cost to you.
The best refinance rate currently available through Nook is 5.99% p.a., though your final rate will depend on your loan amount, remaining term, credit profile, and the bank you refinance with. Most Grass Residences owners refinancing today are moving from rates between 7.5% and 9.5%, which means substantial monthly savings are typically within reach.
On a 3,000,000 peso loan with 20 years remaining, refinancing from 8.50% to 5.99% p.a. could reduce your monthly payment by over 4,500 pesos — that's more than 54,000 pesos saved in the first year alone. Use Nook's free calculator or speak with an advisor to get a personalised savings estimate based on your actual balance and rate.
Nook's digital process significantly reduces the paperwork burden by guiding you through exactly what's needed and coordinating directly with banks on your behalf. You'll typically need income documents, your latest loan statement, and property-related documents, but your Nook advisor will give you a clear checklist from the start so there are no surprises.
Yes, Nook's service is 100% free for borrowers — Nook is compensated by the bank when your refinance is approved, so you pay nothing for the advisory, application, or bank matching service. The only costs you may encounter are standard bank processing fees, which your Nook advisor will disclose upfront so you can factor them into your savings calculation.
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