Refinancing to Maybank could save you thousands of pesos every month. Nook compares top Philippine banks for free so you get the best rate without the legwork.
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Why this matters
Maybank Philippines is one of the country's most competitive home loan lenders, offering fixed-rate packages starting at 7.00% p.a. for a 1-year fix and 6.99% p.a. for a 3-year fix — rates that are well below what many Filipino homeowners are currently paying. If your existing home loan is sitting at 9% or higher, refinancing to Maybank could meaningfully reduce your monthly amortisation and free up cash for other financial goals. Maybank accepts a wide range of borrower profiles including private employees, government workers, BPO professionals, OFWs, seafarers, self-employed individuals, and licensed professionals, with a minimum monthly income requirement of P40,000 and a maximum debt-to-income ratio of 40%. To see how Maybank's rates stack up against other lenders right now, check out current mortgage interest rates in the Philippines.
Beyond competitive rates, Maybank supports a broad range of loan purposes — whether you're refinancing a ready-for-occupancy unit, a pre-selling property, a resale home, or even want to tap your home equity for renovations or new construction. This flexibility makes Maybank a strong option for homeowners at different stages of their property journey. Home equity loans are also available at 9.88% p.a. for those who want to unlock the value built up in their property without selling it.
Applying for a Maybank home loan refinance through Nook is completely free. As the Philippines' first digital mortgage broker, Nook handles the comparison, paperwork coordination, and bank submissions on your behalf — at zero cost to you. There are no broker fees, no hidden charges, and no obligation to proceed. Our goal is simply to match you with the best available rate for your situation. Interest rates are subject to change, so we recommend getting a personalised quote today to lock in the most current figures.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Maybank currently offers a 1-year fixed rate of 7.00% p.a., a 3-year fixed rate of 6.99% p.a., and a 5-year fixed rate of 7.50% p.a. for home loan refinancing. Home equity loan purposes carry a rate of 9.88% p.a. Please note that interest rates are subject to change, and you should verify the latest rates with Nook or Maybank directly before applying.
Maybank accepts applicants from a wide range of employment backgrounds including private sector employees, government workers, BPO professionals, OFWs, seafarers, self-employed individuals, and licensed professionals. The minimum monthly income requirement is P40,000 and your total debt obligations should not exceed 40% of your gross monthly income. Nook can assess your eligibility for free and let you know if Maybank is the right fit for your profile.
The savings depend on your current interest rate, outstanding loan balance, and remaining term. On a P3,000,000 loan with 20 years remaining, switching from a 9.00% rate to Maybank's 6.99% 3-year fixed rate could reduce your monthly payment by over P3,700 — that's more than P44,000 in savings per year. Use Nook's free calculator to get an estimate based on your actual loan details.
Nook is a free digital mortgage broker that compares home loan refinancing options from multiple Philippine banks, including Maybank, on your behalf. You submit your details once, and Nook identifies the best available rate for your situation, helps you prepare documents, and coordinates your application with the bank. There are no broker fees charged to borrowers — Nook is paid by the bank only if your loan is successfully approved.
Maybank supports a broad range of loan purposes including refinancing of ready-for-occupancy and pre-selling properties, resale or reselling transactions, new construction, renovation, home equity, and foreclosed properties. This makes Maybank one of the more flexible bank options for Filipino borrowers with diverse property needs. If you're unsure whether your purpose qualifies, Nook can check on your behalf at no cost.
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