Homeowners in Puerto Princesa are paying too much on their home loans. Refinance with Nook and save over 58,000 pesos every year — completely free of charge.
PUERTO PRINCESA HOMEOWNER SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Puerto Princesa has grown significantly over the past decade, driven by Palawan's booming tourism industry and its reputation as one of the world's most beautiful destinations. Property values in the city have risen steadily, which means many homeowners who took out loans five or more years ago are now sitting on strong equity — but still paying the high interest rates they were locked into at the time. If your home loan is with BDO, BPI, Security Bank, or any other Philippine bank, there's a strong chance your current rate no longer reflects what's available in today's market.
Refinancing your Puerto Princesa home loan through Nook means we do the legwork for you — comparing offers from over a dozen banks to find you the lowest available rate. The best rate we currently have access to is 5.99% p.a., which for a 3,000,000 peso loan over 20 years could mean saving more than 3,000 pesos every single month. Whether you own a house and lot in Sta. Monica, a property near the city proper, or a home near the coastal barangays, refinancing is one of the most powerful financial moves you can make right now.
Nook's service is 100% free to borrowers — we are compensated by the banks, not by you. There are no hidden fees, no obligations, and no pressure. You can start online and our team will guide you through every step of the process, from application to approval. While Nook also helps homeowners in major urban centres like those refinancing properties in Makati, we are equally committed to serving Filipinos in growing cities like Puerto Princesa who deserve access to the same competitive rates.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, absolutely. Philippine banks such as BDO, BPI, Metrobank, and Security Bank all lend on properties located in Puerto Princesa. Nook works with these banks and more, so we can shop the market on your behalf regardless of where your property is located in the city.
Savings depend on your outstanding loan balance, your current interest rate, and your remaining term. For a 3,000,000 peso loan at 8.50% refinanced to 5.99%, you could save over 3,000 pesos per month. Use Nook's free calculator or speak to one of our advisors for a personalised estimate.
No — Nook's service is completely free to borrowers. We are paid a referral fee by the bank once your loan is approved, so there is no cost to you at any stage of the process. There are also no obligations or pressure to proceed.
Standard requirements include a valid government-issued ID, your latest payslips or ITR (for self-employed), your existing loan statement of account, and a copy of your Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT). Nook will guide you through the exact checklist once you begin your application.
The process typically takes four to eight weeks from application to loan release, depending on the bank and how quickly documents are submitted. Properties outside Metro Manila can sometimes take slightly longer for bank appraisal, but Nook will coordinate with the bank on your behalf to keep things moving as efficiently as possible.
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