SMDC Grace Residences owners in Taguig are paying too much on their home loans. Refinancing through Nook could cut your monthly payment by over 4,800 pesos — completely free of charge.
GRACE RESIDENCES ESTIMATED SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
SMDC Grace Residences sits in one of Taguig's most sought-after addresses, just minutes from Bonifacio Global City. Its proximity to BGC's commercial core, reliable rental demand, and SMDC's established brand make it a strong asset — and that strong asset gives you real leverage when refinancing. Lenders compete for well-located condos like Grace Residences, which means you're in a better negotiating position than you might think. Many owners who purchased through SMDC's in-house financing or a bank's developer-tied package are now locked into rates of 8% to 9.5%, rates that made sense at signing but look very different today.
Nook works as your digital mortgage broker, comparing refinance offers from BDO, BPI, Metrobank, Security Bank, RCBC, EastWest Bank, and more — all in one place. The best rate currently available through Nook is 5.99% p.a., and on a 3,000,000 peso balance over 20 years, the difference between 8.50% and 5.99% translates to thousands of pesos back in your pocket every single month. If you're also exploring options across BGC, it's worth reading about refinancing a Two Serendra Red Oak condo in BGC to see how similar savings apply across the area's premium developments.
The entire Nook process is free — no broker fees, no hidden charges, no obligation. You fill in your details once, and Nook's team handles the bank comparisons, documentation guidance, and application coordination on your behalf. Whether your loan is approaching its repricing date or you're simply tired of your current rate, now is a smart time to find out exactly how much you could save on your Grace Residences home loan.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, as long as the unit has been fully turned over and the title (Condominium Certificate of Title or CCT) has been transferred to your name, you can refinance with a bank. If your loan is still with SMDC's in-house financing arm, refinancing to a bank is often where the biggest savings are found, since in-house rates tend to be higher than standard bank rates.
Most major Philippine banks — including BDO, BPI, Metrobank, Security Bank, and RCBC — actively refinance well-located condos in Taguig and BGC. Grace Residences' proximity to BGC makes it an attractive property for lenders, which can work in your favour when negotiating rates. Nook compares offers across all of these banks simultaneously so you don't have to approach them one by one.
You'll typically need a copy of your CCT, the latest Statement of Account from your current lender, proof of income (payslips or ITR for employed borrowers, financial statements for self-employed), and valid government IDs. Nook will give you a tailored checklist based on your specific situation and help you prepare everything before submitting to the bank.
From application to loan release, the refinancing process typically takes four to eight weeks depending on the bank and how quickly documents are submitted. Condo refinancing can sometimes take a few days longer than house-and-lot refinancing because banks need to verify the CCT and the condominium corporation's good standing. Nook helps keep things moving by flagging missing requirements early.
Yes, completely free. Nook is compensated by the bank when your refinancing is successfully completed, not by you. There are no broker fees, consultation charges, or hidden costs on the borrower's side. You get access to multiple bank offers and full application support at zero cost to you.
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