If you're paying 8% or more on your Residences at Greenbelt home loan, you could be saving over 58,000 pesos a year by refinancing through Nook — completely free.
GREENBELT OWNER SAVINGS ESTIMATE
No commitment. No credit check. Just your numbers.
Why this matters
The Residences at Greenbelt is one of Makati's most coveted addresses — a landmark luxury development sitting at the heart of the CBD, steps from Greenbelt Mall, the best dining in the city, and the Ayala business district. But prestige comes at a price, and for many unit owners, that price includes a home loan locked in at an interest rate that no longer reflects today's competitive market. If you took out your mortgage three or more years ago, there's a good chance you're still paying a rate of 8% to 9.5% — significantly higher than the 5.99% p.a. now available through Nook's lender network.
Refinancing a high-value Makati condo like a Residences at Greenbelt unit is exactly the kind of case where the numbers work strongly in your favour. On a 6,000,000 peso loan balance with a 20-year remaining term, moving from 8.50% to 5.99% translates to over 8,000 pesos back in your pocket every single month. That's money that can go toward association dues, property investments, or simply reducing financial stress. Nook compares offers from BDO, BPI, Metrobank, Security Bank, RCBC, and other leading Philippine lenders to find you the sharpest rate — and the entire service is free to borrowers. You can also explore the best home loan rates available in Makati right now to see how different banks stack up before you apply.
The process is straightforward and fully digital. Nook's team handles the comparison, paperwork coordination, and bank negotiations on your behalf — no running between bank branches, no broker fees. Whether you're an owner-occupant enjoying life at the centre of Makati, or an investor managing the unit as a rental, reducing your loan cost improves your bottom line from day one. If you own property in nearby premium developments, Nook covers those too — for example, BGC condo owners have been refinancing successfully through Two Serendra Red Oak in BGC. The same expert guidance applies to your Greenbelt unit.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Through Nook, the lowest refinance rate currently available is 5.99% per annum, subject to lender approval and your credit profile. Most Greenbelt unit owners refinancing today are moving from rates of 8% to 9.5%, which means the savings can be substantial on high-value loan balances. Nook compares multiple banks simultaneously so you always see the best offer available to you.
The core refinance process is the same, but high-value properties in prime Makati locations like Greenbelt are generally viewed favourably by lenders due to strong collateral value and stable demand. This can work in your favour when negotiating rates. Nook's team is experienced with luxury condo refinancing and will present your application in the best possible light to lenders.
Nook's service is completely free for borrowers — there are no broker fees, consultation charges, or hidden costs at any stage of the process. Nook earns a referral fee from the bank that approves your loan, which means your interests and Nook's interests are fully aligned. You get expert guidance and the best available rate without paying a single peso for the service.
From application to loan release, the typical refinance timeline is four to eight weeks depending on the lender and how quickly documents are submitted. Nook's team will guide you through every document requirement and follow up with the bank on your behalf to keep things moving. Most borrowers find the process much faster and simpler than their original home loan application.
Yes, most Philippine banks will refinance both owner-occupied and investment condos, provided the loan-to-value ratio and your income documents meet their criteria. Rental income can sometimes be included in your income assessment, which may strengthen your application. Nook will match you with lenders whose policies are best suited to your specific situation as a property investor.
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