If you own a condo or property along Roxas Boulevard, you could be overpaying on your home loan. Refinance to as low as 5.99% p.a. and keep more of what you earn — completely free through Nook.
ROXAS BOULEVARD PROPERTY OWNER
No commitment. No credit check. Just your numbers.
Why this matters
Roxas Boulevard is one of Metro Manila's most iconic addresses — a stretch of premium waterfront real estate facing Manila Bay, lined with high-rise condominiums, hotel residences, and heritage properties. Whether you own a unit in a bayside tower in Malate, a seaside development in Pasay, or a residential property close to the Cultural Center of the Philippines complex, your home represents a significant asset. But if your home loan is still sitting at the rate your bank set three to five years ago, chances are you're paying far more than you need to every single month.
Most Filipino homeowners on fixed-rate loans locked in during repricing periods are carrying rates anywhere between 7% and 10% per annum. The good news is that refinancing has become far more accessible — and Nook makes it entirely free for borrowers. Nook is the Philippines' first digital mortgage broker, and we work across all major Philippine banks including BDO, BPI, Metrobank, Security Bank, RCBC, and more, to find you the most competitive rate available. Properties along Roxas Boulevard and the broader Manila Bay corridor typically qualify well due to strong valuations and consistent demand — similar to how home loan refinancing in Makati benefits from prime location premiums that banks respond to favourably.
The refinancing process doesn't have to be complicated or time-consuming. Nook handles the bank comparisons, paperwork coordination, and submission on your behalf — so you don't have to spend weekends visiting branches or deciphering loan term sheets. If you're a condo owner along Roxas Boulevard, now is a smart time to review your rate and see exactly how much you could save over the remaining life of your loan. The calculation above is based on a 5,000,000 loan balance with 20 years remaining — adjust your own numbers and get a personalised estimate in minutes.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Many banks will refinance residential condominium units in mixed-use or hotel-adjacent buildings along Roxas Boulevard, but the specific building and developer matter. Nook can quickly assess whether your property qualifies with our panel of lenders and identify which banks are most likely to approve your application — saving you from wasted effort on bank visits.
It depends on your current rate, outstanding balance, and remaining term — but homeowners moving from rates of 8% to 9% down to 5.99% p.a. on a 5,000,000 balance can save upwards of 7,000 per month. Over a 20-year term, that compounds into over a million pesos in total interest savings. Use Nook's free calculator to get a figure specific to your loan.
Yes — properties along Roxas Boulevard and the Manila Bay waterfront are generally well-regarded by banks due to strong demand, established infrastructure, and consistent property valuations. This can work in your favour during the appraisal process, which is one factor banks use when determining your loan-to-value ratio and the rates they're willing to offer.
Nook is completely free for borrowers. We act as your mortgage broker — we compare rates across multiple banks, manage your application, and guide you through the process from start to finish. Nook is paid a referral fee by the bank you choose, so there's no cost to you at any stage. It's the same loan, just with a better rate and none of the legwork.
Absolutely — if your last refinance locked you into a rate above 7% and your loan still has 15 or more years remaining, a second refinance could still deliver substantial savings. The key is weighing any early settlement fees from your current bank against the long-term interest reduction. Nook will walk you through this calculation so you can make a clear-headed decision before committing.
Check your exact savings in 60 seconds. It's free and takes no commitment.
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