If you bought at SMDC Jazz Residences in Makati, you could be overpaying on your condo loan every single month. Nook helps you refinance for free and find rates as low as 5.99% p.a.
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Why this matters
SMDC Jazz Residences sits in the heart of Makati's CBD, making it one of the most sought-after condo addresses in Metro Manila. That prime location means your unit holds strong collateral value — which is actually great news when it comes to refinancing. Banks and lenders are far more willing to offer competitive rates on well-located properties like Jazz Residences, and Nook works with over a dozen Philippine lenders including BPI, BDO, Metrobank, Security Bank, and RCBC to find you the best deal. You can check current mortgage interest rates in the Philippines to see how your existing rate stacks up right now.
Many Jazz Residences owners took out their condo loans during a period of higher fixed rates — often between 8% and 10% — or are coming off the end of a fixed-rate lock-in period and rolling into a much higher re-pricing rate. Either way, this is exactly the right moment to refinance. By switching to a lender offering 5.99% p.a., a borrower with a ₱3,000,000 outstanding balance on a 20-year term could save over ₱3,000 every month. That's money that could go toward your next investment, your kids' education, or simply building your savings faster.
Nook's service is completely free for borrowers. We handle the lender comparison, paperwork coordination, and application process on your behalf — so you don't have to negotiate with banks on your own or waste weekends visiting branches. If you're thinking of refinancing with a specific lender, it helps to understand what documents they require upfront. For example, you can read about BPI housing loan requirements in the Philippines to get a head start. Just fill in your details and Nook will match you to the best available refinancing option for your Jazz Residences unit.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, condo units at SMDC Jazz Residences in Makati are eligible for refinancing with most major Philippine banks. Because Jazz Residences is a well-established, fully titled development in the Makati CBD, lenders view it as low-risk collateral, which works in your favor when negotiating rates.
The ideal time is just before or immediately after your fixed-rate lock-in period ends — typically 1 to 5 years after your original loan was released. If you're already on a re-priced or floating rate that's higher than 6%, it's worth checking your options now, as switching could save you thousands of pesos per month.
Savings depend on your outstanding balance, remaining term, and current interest rate, but a borrower with ₱3,000,000 remaining at 8.50% could save over ₱3,000 per month by refinancing to 5.99% p.a. Over a 20-year term, that adds up to more than ₱550,000 in total interest savings.
No — Nook's service is 100% free for borrowers. Nook earns a referral fee from the lender once your refinancing is successfully completed, so there's no cost to you at any stage of the process. You get independent advice and lender comparison without paying a cent.
Nook works with a wide panel of Philippine lenders including BDO, BPI, Metrobank, Security Bank, RCBC, UnionBank, Chinabank, EastWest Bank, PNB, and more. We compare their current offers and match you with the lender that gives you the lowest rate and best terms for your specific situation.
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