Homeowners at SMDC Trees Residences in Fairview are paying up to 8.50% interest on their condo loans — Nook can help you refinance to as low as 5.99% p.a. for free.
TREES RESIDENCES ESTIMATED SAVINGS
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Why this matters
SMDC Trees Residences in Fairview, Quezon City is one of Metro Manila's most sought-after garden-themed vertical communities — known for its lush greenery, resort-style amenities, and accessibility to key QC North destinations like SM Fairview and Robinsons Novaliches. If you purchased your unit through in-house financing or a bank home loan several years ago, there's a strong chance your interest rate is well above what's available in today's market. Rates between 7.50% and 9% were common for condo loans issued between 2018 and 2022, and many Trees Residences owners are still paying those elevated rates without realising refinancing is an option.
Refinancing your Trees Residences condo loan means replacing your existing loan with a new one at a lower interest rate — often saving homeowners tens of thousands of pesos every single year. Nook compares offers from the Philippines' leading banks including BDO, BPI, Security Bank, Metrobank, RCBC, and more, so you don't have to do the legwork yourself. The best part: Nook's service is completely free to borrowers. We're paid by the banks, not by you. If you're curious how refinancing rates compare across Metro Manila, you can also explore the best home loan rates available in Makati for 2026 to get a broader picture of where the market sits.
Whether you're in Tower 1, Tower 2, or any of the newer phases at Trees Residences, your unit's market value and your remaining loan balance are the key factors that determine what rate you can qualify for. Most condo refinances through Nook are approved within 30 to 45 days, and our mortgage specialists will guide you through every document requirement and bank submission — from start to signed contract. It's one of the simplest financial upgrades a Trees Residences homeowner can make.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, condo units at SMDC Trees Residences in Fairview are eligible for refinancing through most major Philippine banks. You'll need your unit to be fully turned over, have an existing loan balance (typically at least 500,000), and be current on your payments. Nook will assess your situation and match you with the best available offer.
Through Nook, the lowest available refinance rate is currently 5.99% p.a., though your actual rate will depend on your loan amount, remaining term, and the bank's assessment of your property and income. Most Trees Residences owners who refinance through Nook move from rates of 8% to 9.5% down to the 6% to 7% range, resulting in meaningful monthly savings.
Banks will conduct an independent appraisal of your Trees Residences unit as part of the refinancing process — typically costing between 3,000 and 5,000 pesos. Fairview condos in established SMDC developments generally appraise well due to the project's reputation and amenities. The loan amount you can refinance is usually up to 80% of the appraised value.
No — Nook's service is 100% free for borrowers. Nook is compensated directly by the bank once your refinancing is successfully completed, so you pay nothing for the comparison, application support, or processing assistance. You only pay the standard bank fees associated with the new loan itself.
From application to loan release, refinancing a condo at Trees Residences typically takes 30 to 45 banking days. The timeline depends on how quickly you can submit your documents and how fast the bank processes their appraisal and credit evaluation. Nook's team will keep you updated at every stage and help you avoid common delays.
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