If you bought your Two Maridien unit with a bank loan, there's a good chance you're paying 2–4% more than you need to be. Nook finds you the lowest refinance rate available — and it costs you nothing.
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No commitment. No credit check. Just your numbers.
Why this matters
Two Maridien is one of BGC's most prestigious residential addresses — a slim, glass-clad tower on 26th Street known for its generous unit sizes, resort-style amenities, and sweeping city views. Buyers who financed their units through BDO, BPI, Metrobank, or Security Bank when rates were elevated are now sitting on a significant opportunity. With refinance rates as low as 5.99% p.a. now available through Nook, the gap between what you're currently paying and what you could be paying is often worth hundreds of thousands of pesos over the life of your loan.
Refinancing a BGC condo like Two Maridien works the same way as refinancing any home loan in the Philippines — your new lender pays off your existing bank, and you start fresh with a lower rate and a lower monthly payment. The key difference is that BGC properties command strong valuations, which means lenders are highly competitive for this kind of loan. That competition works in your favour. If you're curious how the process compares for other premium BGC addresses, see how owners at Arya Residences BGC are approaching their refinance.
Nook is the Philippines' first digital mortgage broker, and our service is completely free for borrowers. We handle the bank comparisons, document coordination, and negotiations on your behalf — so you get the best available rate without spending hours on the phone with multiple banks. Whether your loan is in its 3rd year or its 10th, it's worth taking five minutes to check your potential savings. Many Two Maridien owners who refinanced through Nook are saving over 90,000 pesos every year.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, in many cases you can. If your loan has been converted to a bank take-out or you're currently paying a developer interest rate, refinancing through a bank via Nook can significantly reduce your rate. We'll assess your current setup and let you know exactly what's possible during your free consultation.
Several major banks — including BPI, Security Bank, Metrobank, and RCBC — are highly competitive for premium BGC condo refinances due to strong property valuations in the area. Nook compares live rates across all these lenders simultaneously so you don't have to approach each bank individually and risk multiple credit inquiries.
On a 6,000,000 peso loan balance at 8.50%, refinancing to 5.99% p.a. reduces your monthly payment by roughly 7,800 pesos — that's over 93,000 pesos saved in the first year alone. Total savings over a 20-year remaining term can exceed 1.4 million pesos, making refinancing one of the highest-return financial decisions a condo owner can make.
There are standard third-party costs such as appraisal fees, notarial fees, and documentary stamp tax, but Nook's brokerage service itself is 100% free to you — the bank pays our fee. For most Two Maridien owners, the break-even point on refinancing costs is typically reached within 12–18 months, after which the savings are pure upside.
The typical timeline from application to loan release is 4–8 weeks, depending on how quickly documents are submitted and which bank you proceed with. Nook streamlines this process by guiding you through every step and liaising with the bank on your behalf, so there are no unnecessary delays.
Check your exact savings in 60 seconds. It's free and takes no commitment.
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