If you bought at Arya Residences BGC, chances are your bank's repricing left you on a rate well above 5.99% p.a. — Nook can help you take out your loan to a better deal, completely free of charge.
ARYA RESIDENCES BGC OWNER SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Arya Residences is one of BGC's most sought-after addresses — a premium development in Taguig that commands strong resale values and attracts buyers willing to invest in quality city living. But a prime location doesn't mean you should be stuck with a high interest rate. Many Arya owners who took out their home loans three to five years ago are now sitting on repriced rates of 8% to 10% p.a., quietly bleeding thousands of pesos every single month. A condo loan takeout for Arya Residences through Nook means we shop your mortgage across BDO, BPI, Metrobank, Security Bank, RCBC, and more — so you get the sharpest rate available without doing the legwork yourself.
The process is called a loan takeout or refinance: a new bank settles your outstanding balance with your current lender, and you start fresh on a lower rate and a new term. On a ₱4,500,000 outstanding balance at 8.50%, you could be paying around ₱39,164 a month. At Nook's best available rate of 5.99%, that same balance costs closer to ₱33,274 — a difference of roughly ₱5,890 every month. Over a 15-year horizon that's more than ₱1,000,000 in interest savings. If you're also considering other BGC developments, it's worth knowing that owners at Verve Residences BGC are exploring the same refinancing options right now.
Nook is the Philippines' first digital mortgage broker, and our service costs you nothing — banks pay us a placement fee when your loan is approved, never you. We handle everything from bank submissions and document coordination to rate negotiation and approval tracking. Whether your loan is currently with a commercial bank or a developer in-house financing arrangement, we can assess your eligibility quickly and tell you upfront what savings are realistic for your situation. Fill out our short online form to get started — no commitment required.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
A loan takeout means a new bank pays off your existing home loan balance, and you repay that new bank under a fresh set of terms — ideally a lower interest rate. For Arya Residences owners, this is especially relevant if your developer financing has already been taken out by a bank at a high repriced rate, or if your current bank's fixed period has lapsed and your rate has jumped. Nook handles the entire transfer process on your behalf at no cost to you.
Most titled condo units in BGC — including Arya Residences Tower 1 and Tower 2 — are accepted as collateral by the major Philippine banks in Nook's panel. Key eligibility factors include having a clean payment history, a Condominium Certificate of Title (CCT) that is free from adverse annotations, and a remaining loan balance that meets the bank's minimum (typically ₱1,000,000 or above). Our team can confirm your specific eligibility quickly once you submit your basic loan details.
Savings depend on your outstanding balance, current rate, and remaining term, but the gap between a typical repriced rate of 8–10% and Nook's best available rate of 5.99% p.a. is significant. On a ₱4,500,000 balance with 20 years remaining, moving from 8.50% to 5.99% saves roughly ₱5,890 per month — that's over ₱70,000 a year. Use our free savings calculator or speak with our team to get a figure based on your actual numbers.
A standard condo refinance through Nook typically takes six to ten weeks from application to loan release, though this varies by bank and the completeness of your documents. BGC properties are well-regarded by lenders, which generally speeds up appraisal and credit processing. Nook assigns you a dedicated mortgage advisor who tracks your application and keeps you updated at every stage so nothing falls through the cracks.
No — Nook's service is 100% free to borrowers. We are compensated by the bank that approves your loan, which is standard practice in mortgage brokerage and does not affect the rate you receive. You still benefit from bank-to-bank competition, because Nook submits your application to multiple lenders simultaneously and presents you with the best offer. There are no broker fees, no hidden charges, and no obligation to proceed until you are happy with the rate on the table.
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