Avant at the Fort owners in BGC are still paying rates as high as 8.50% p.a. — refinancing through Nook could drop that to 5.99% p.a. and save you thousands every month.
AVANT AT THE FORT ESTIMATED SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Avant at the Fort is one of BGC's most prestigious residential addresses — a high-rise development by Federal Land that sits right at the heart of Bonifacio Global City's lifestyle and business district. If you purchased your unit a few years ago, there's a strong chance your bank's repricing cycle has left you locked into a rate well above what's available in today's market. With Philippine banks now offering refinance rates as low as 5.99% p.a., Avant homeowners have a real opportunity to reduce their monthly burden without changing their lifestyle.
Nook is the Philippines' first digital mortgage broker, and our service is completely free for borrowers. We shop your loan across multiple banks — including BDO, BPI, Security Bank, Metrobank, RCBC, and more — so you don't have to. Whether you're looking to cut your monthly payment, shorten your remaining term, or simply get a fairer rate, we handle the comparison and paperwork on your behalf. BGC condo owners like those at Arya Residences BGC have already benefited from this exact process.
Refinancing a condo unit in the Philippines is more straightforward than many homeowners expect — especially with a broker guiding you through the requirements. The key eligibility criteria include a clean credit history, at least one year of loan payments with your current bank, and a property with a Transfer Certificate of Title (TCT) under your name. If you're curious how other Metro Manila condo owners are managing the process, it's worth reading up on how Columns Legazpi Village owners in Makati are approaching their refinance decisions. The savings potential is real — and Nook makes it easy to find out exactly where you stand.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, absolutely. Refinancing a BGC condo unit with an existing bank mortgage is one of the most common use cases Nook handles. As long as your TCT is clean, your loan is at least 12 months old, and you have a stable income, you're likely eligible to refinance with a competing bank at a lower rate.
It depends on your outstanding balance, your current rate, and your remaining loan term — but for a 5,000,000 loan at 8.50% with 20 years remaining, switching to 5.99% p.a. could save you over 7,500 per month. Over the full loan term, that adds up to more than 1,300,000 in total interest savings.
The refinancing process in the Philippines usually takes between 45 to 90 days from application to loan release, depending on the bank and how quickly documents are submitted. Nook helps keep things moving by coordinating directly with your chosen bank and guiding you through each step.
No — Nook's service is 100% free for borrowers. Nook earns a referral fee from the bank once your loan is successfully released, so there is no cost to you at any point in the process. You get expert guidance and bank comparison at zero charge.
Nook works with a wide panel of Philippine banks including BDO, BPI, Metrobank, Security Bank, RCBC, UnionBank, Chinabank, EastWest Bank, and more. We match your profile to the banks most likely to approve your refinance at the best available rate, saving you the time and effort of applying individually.
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