Thousands of Avida Towers Asten owners are still locked into rates above 8%. Nook can help you refinance to as low as 5.99% p.a. — for free.
ESTIMATED MONTHLY SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Avida Towers Asten is one of Makati's most sought-after residential addresses — a well-built, strategically located development that holds its value well. But if you purchased your unit through a bank loan a few years ago, there's a strong chance your interest rate has not kept pace with what the market can offer today. Many Asten owners are still paying rates between 8% and 10%, simply because refinancing feels complicated or unknown. Nook exists to change that. As the Philippines' first digital mortgage broker, we compare offers across all major Philippine banks so you don't have to, and our service is completely free to you as the borrower.
Refinancing a condo loan in a development like Avida Towers Asten is straightforward when you have the right guide. The property is a recognized condominium project with strong bank acceptance, meaning lenders are familiar with the title structure and appraisal process. This works in your favor — banks compete for well-located Makati assets, which often translates to better rates and faster approvals. If you have a remaining loan balance of around 3,000,000 and more than ten years left on your term, the savings potential is significant. Owners who refinance through Nook are saving an average of tens of thousands of pesos every single year. If you own a unit in another premium Makati development, you may also want to explore how BGC condo owners are lowering their monthly payments through the same process.
Getting started takes less than five minutes. Nook's digital platform lets you submit your details online, and our mortgage specialists handle the bank comparisons, paperwork coordination, and submission on your behalf. There are no broker fees, no hidden charges, and no obligation to proceed until you see an offer you're happy with. Whether your current loan is with BDO, BPI, Metrobank, Security Bank, or any other Philippine bank, Nook can benchmark it against the best rates available today and show you exactly how much you stand to save.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, condo units at Avida Towers Asten are accepted as collateral by most major Philippine banks including BDO, BPI, Metrobank, and Security Bank. Avida is a well-known developer with a strong track record, which makes the appraisal and title verification process smoother. Nook works with banks that are familiar with this development, helping your application move faster.
Savings depend on your current interest rate, remaining loan balance, and remaining term. For a 3,000,000 peso loan at 8.50% refinanced to 5.99% over a 20-year term, the estimated monthly saving is around 4,575 pesos — that's over 54,000 pesos per year. Use Nook's free savings check to get a personalized estimate based on your actual loan details.
The typical refinancing timeline in the Philippines is 30 to 60 days from application to loan release, though this can vary depending on the bank and how quickly documents are submitted. Nook helps you prepare a complete application from the start, which reduces back-and-forth with the bank and avoids unnecessary delays. Our team guides you through every step so nothing is missed.
Nook's service is 100% free to the borrower — there are no broker fees, consultation fees, or hidden charges at any stage. Nook is compensated by the bank when a loan is successfully placed, which means your interests and ours are fully aligned. You only move forward when you're satisfied with the offer.
The core documents typically required include a valid government ID, proof of income (payslips or ITR for employed applicants, financial statements for self-employed), your existing loan statement of account, and a copy of the condominium certificate of title (CCT). Nook provides a full checklist tailored to your situation and helps you organize everything before submission to the bank.
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