Owners at Avida Towers 9th Avenue could be saving over 58,000 pesos a year by refinancing to a rate as low as 5.99% p.a. through Nook — completely free of charge.
AVIDA TOWERS 9TH AVENUE ESTIMATED SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Avida Towers 9th Avenue sits at the heart of Bonifacio Global City — one of Metro Manila's most sought-after addresses. It's a smart investment, but if you took out your home loan more than two or three years ago, there's a good chance your bank's re-priced interest rate is quietly working against you. Many BGC condo owners are still locked into rates between 8% and 10%, paying thousands more every month than they need to. Refinancing lets you replace that old loan with a fresh one at today's more competitive rates — and with BGC property values holding strong, you're in an excellent position to qualify.
Nook is the Philippines' first digital mortgage broker, and we work with all the major Philippine banks — including BDO, BPI, Security Bank, Metrobank, RCBC, and more — to find you the lowest available rate for your specific unit and remaining loan balance. Our entire service is free to you as the borrower; we're compensated by the bank, not by you. Whether you own a studio, one-bedroom, or larger unit at Avida Towers 9th Avenue, our team will handle the paperwork and negotiations so you don't have to. If you own other BGC properties, you might also want to explore how BGC condo refinancing works at Arya Residences to see how the process compares across developments in the area.
Getting started takes less than five minutes. Simply check your eligibility through Nook's online platform, and our mortgage specialists will walk you through your options with no obligation to proceed. The savings shown here are based on a 3,000,000 peso loan with a 20-year remaining term — your actual savings will depend on your outstanding balance and current rate. Avida also has units in other parts of Metro Manila; if you're curious, see how Avida Towers Asten owners in Makati are refinancing for a sense of what's possible across the brand.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, absolutely. Refinancing — sometimes called a loan takeout — means a new bank pays off your existing loan and issues you a new one at a lower rate. You are not required to stay with your original lender, and switching banks for a better rate is completely standard practice in the Philippines. Nook will handle the coordination between your old and new bank on your behalf.
Savings depend on your outstanding loan balance, remaining term, and current interest rate — but BGC owners paying 8% to 10% who refinance to 5.99% p.a. typically save between 3,000 and 6,000 pesos per month on a 3,000,000 peso loan. Over a 15-year remaining term, that can add up to over 800,000 pesos in total interest savings. Use Nook's free calculator to get a personalised estimate based on your actual numbers.
No — Nook's service is 100% free for borrowers. We are compensated directly by the bank that wins your loan, similar to how an insurance broker works. You get professional guidance, bank comparisons, and full application support at zero cost to you.
Standard requirements include a valid government-issued ID, proof of income (payslips or ITR for employed applicants, audited financial statements for self-employed), your existing loan's Statement of Account, and property documents such as your Condominium Certificate of Title (CCT) and tax declaration. Nook will give you a personalised checklist once you begin your application so nothing is missed.
The typical refinancing timeline in the Philippines is 30 to 60 days from complete document submission to loan release, though this can vary by bank and the complexity of your application. BGC properties are well-documented and highly bankable, which generally helps speed up appraisal and credit evaluation. Nook actively follows up with the bank on your behalf to keep things moving as quickly as possible.
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