Homeowners at Avida Towers Asten in Makati are saving thousands every year by refinancing to as low as 5.99% p.a. through Nook — completely free of charge.
ASTEN OWNER ESTIMATED SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Avida Towers Asten is one of Makati's most sought-after mid-rise condo developments, located in the heart of Arca South — a fast-growing district that has made it a popular choice among first-time homebuyers and young professionals. Many Asten owners financed their units through developer-tied bank packages or early fixed-rate offers that made sense at the time. But with years of repayments already made and better rates now available in the market, refinancing your Asten mortgage could be one of the smartest financial moves you make in 2025. If you're curious how this compares to other Makati developments, see how Columns Legazpi Village owners are also saving through refinancing.
Through Nook, Filipino homeowners can compare refinancing offers from over a dozen Philippine banks — including BDO, BPI, Security Bank, Metrobank, RCBC, and more — in one place, without the legwork of visiting each bank individually. Nook's digital platform does the heavy lifting: assessing your current loan, sourcing competitive offers, and guiding you through the process from application to approval. Best of all, Nook's service is 100% free to borrowers. The bank pays Nook's fee, not you. If you've been looking at refinancing options across BGC as well, you might also find it useful to explore how Arya Residences BGC owners are reducing their monthly payments through the same process.
The typical Asten unit loan sits around 3,000,000 pesos, and homeowners currently on rates of 8% to 9% stand to save upwards of 50,000 pesos per year by switching to a lower rate. Over the remaining life of a 20-year loan, that's a life-changing amount of money that stays in your pocket instead of going to your bank. Whether your goal is to lower your monthly cash outflow, shorten your loan term, or simply get a fairer deal, Nook makes it easy to find out exactly what you qualify for — in minutes, not weeks.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, but timing matters. If your fixed-rate lock-in period has already lapsed, you can refinance without penalty and take advantage of better rates immediately. If you're still within the lock-in window, there may be early redemption fees — Nook can help you calculate whether the long-term savings still outweigh those costs.
Several banks actively compete for condo refinancing business in Makati, including BPI, Security Bank, BDO, and RCBC. The best rate available depends on your loan size, remaining term, and credit profile. Nook compares live offers from multiple banks so you can see which institution gives you the best deal for your specific situation.
The refinancing process in the Philippines typically takes four to eight weeks from application to loan release, depending on how quickly documents are submitted and how efficiently the bank processes the appraisal. Nook helps streamline this by guiding you through every step and coordinating directly with the lender on your behalf.
Yes, completely free. Nook earns a referral fee from the bank that approves your loan — similar to how a real estate broker earns a commission from the developer, not the buyer. You pay nothing to Nook at any stage of the process, and the rates you receive are the same as going to the bank directly.
You'll generally need your latest Statement of Account from your current bank, a copy of your Transfer Certificate of Title (or Condominium Certificate of Title), proof of income such as payslips or ITR, and valid government-issued ID. Nook will provide you with a complete checklist once you begin your application, tailored to the bank you're applying with.
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