If you own a unit at Avida Towers Turf in BGC, you could be saving thousands every month by switching to a better home loan rate. Nook makes refinancing 100% free — we do the work, you keep the savings.
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Why this matters
Avida Towers Turf is one of BGC's most sought-after mid-range condominium developments, offering residents a prime Bonifacio Global City address at a more accessible price point. But if you took out your home loan a few years ago, the interest rate on your mortgage may no longer be competitive. Many Turf unit owners are still locked into rates of 8% to 9.5% — rates that made sense at the time, but cost significantly more than what's available today. With Nook, you can refinance your existing condo loan and access rates as low as 5.99% per annum, potentially cutting your monthly amortisation by thousands of pesos.
Refinancing a BGC condo is slightly different from refinancing a house-and-lot in the provinces. Lenders typically assess the appraised value of the unit, outstanding loan balance, and your current income capacity. Avida Towers Turf benefits from strong property valuations thanks to its BGC location, which generally works in your favour when banks assess your refinancing application. If you're curious how savings compare across other BGC developments, you might find it useful to explore how Arya Residences owners are also reducing their monthly payments through refinancing. If you own another Avida property, you can also see how Avida Towers Asten Makati owners are cutting their interest rates with Nook.
Nook is the Philippines' first digital mortgage broker, and our service is completely free to borrowers. We work with over a dozen Philippine banks — including BDO, BPI, Metrobank, Security Bank, and RCBC — to find the most competitive refinancing offer for your specific situation. There's no need to visit multiple bank branches or fill out the same forms repeatedly. Our team handles the comparison, paperwork coordination, and lender follow-ups on your behalf. All you need to do is check your potential savings and decide if refinancing makes sense for you.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, you can refinance at almost any point during your loan term, including while you're mid-repayment. The key consideration is whether the savings from a lower interest rate outweigh any applicable penalty fees from your current lender — Nook will help you calculate this before you make any decisions.
Refinancing amounts for Avida Towers Turf units typically range from around 2,000,000 to 5,000,000 pesos depending on the outstanding balance and current appraised value of your unit. BGC properties generally appraise well, which can support a favourable loan-to-value ratio with most banks.
The typical refinancing process takes between 30 to 60 banking days from submission of complete documents to loan release. Nook streamlines this by helping you prepare requirements upfront and coordinating directly with lenders, which reduces delays from incomplete submissions.
No — Nook's service is completely free for borrowers. We are compensated by the bank once your loan is successfully processed, so you never pay us a single peso for our assistance. You get expert guidance and multi-bank comparison at zero cost.
Most major Philippine banks accept condo refinancing applications for BGC properties, including BDO, BPI, Metrobank, Security Bank, RCBC, and Chinabank, among others. Nook compares offers across all these lenders simultaneously so you don't have to approach each bank individually.
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