Lower your monthly payments and save money with competitive rates starting at 6.00% through our verified BDO partnership.
YOUR MONTHLY SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
BDO Unibank offers some of the most competitive home loan refinancing rates in the Philippines, with fixed rates starting at 6.00% for qualified borrowers. As a verified Nook partner bank, BDO provides streamlined processing with typical approval times of just 30 days, making it an excellent choice for homeowners looking to reduce their monthly payments.
Through our partnership with BDO, you can access their home equity and refinancing products with a minimum monthly income requirement of just ₱50,000. BDO accepts various employment types including private employees, government workers, BPO staff, OFWs, self-employed individuals, and professionals. With a maximum debt-to-income ratio of 40%, BDO's flexible qualification criteria help more Filipino families achieve their refinancing goals.
Nook's free broker service simplifies the entire BDO refinancing process, from initial application to loan approval. Our expert team handles all documentation and liaison with BDO, ensuring you get the best possible rate while saving time and effort throughout your refinancing journey.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
BDO offers competitive refinancing rates starting at 6.00% for both 1-year fixed and home equity loans. These rates are available to qualified borrowers through our verified partnership, subject to credit assessment and loan-to-value requirements.
BDO requires a minimum monthly income of ₱50,000 and maintains a maximum debt-to-income ratio of 40%. They accept various employment types including private, government, BPO, OFW/seafarer, self-employed, and professional workers.
BDO typically processes refinancing applications within 30 days from submission of complete documents. Through Nook's partnership, we help expedite this process by ensuring all requirements are properly prepared and submitted.
Yes, BDO accepts refinancing for various property purposes including home equity, foreclosed properties, new construction, pre-selling units, ready-for-occupancy homes, renovation projects, and reselling properties. This flexibility makes BDO suitable for diverse refinancing needs.
Nook's broker service is completely free to borrowers. We earn our compensation from partner banks like BDO, allowing you to access professional refinancing assistance and competitive rates without any additional cost to you.
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