If you bought at Columns Legazpi Village and you're still on your bank's original rate, you could be overpaying by thousands every month. Nook helps you refinance for free — compare lenders and lock in a lower rate today.
COLUMNS LEGAZPI VILLAGE ESTIMATED SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Columns Legazpi Village sits at the heart of one of Makati's most sought-after residential addresses. As a mid-rise condominium surrounded by the tree-lined streets of Legazpi Village, it draws buyers who value walkability, proximity to BGC, and the understated prestige of the area. Units here typically carry purchase prices well above the Metro Manila average — which means the home loans attached to them are sizeable, and even a modest reduction in your interest rate translates into very real peso savings every single month.
Most Columns owners who took out their home loans three to five years ago are sitting on rates between 8% and 9.5%, repriced annually or locked at an introductory fixed period that has since expired. If that sounds familiar, a Columns Legazpi Village refinance through Nook could bring your rate down to as low as 5.99% p.a. Nook works with over a dozen Philippine banks — BDO, BPI, Security Bank, RCBC, Metrobank and more — to find you the most competitive offer for your specific loan profile, with zero broker fees charged to you.
The refinancing process in the Philippines can feel daunting, especially for a premium property in a high-demand enclave like Legazpi Village. Nook handles the lender comparisons, document coordination, and application process end-to-end. Whether you're refinancing a studio lock-off or a larger two-bedroom layout, the principle is the same: if you're paying more than 6.5% right now, it's worth finding out how much you could save. Owners at nearby developments like Avida Towers Asten in Makati have already made the switch — and the savings add up fast over a 15- to 20-year remaining term.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes. Columns Legazpi Village is a titled, completed condominium in a prime Makati location, which makes it highly acceptable collateral for most major Philippine banks. Lenders such as BPI, Security Bank, and BDO are generally comfortable refinancing units in well-established Legazpi Village developments. Nook will confirm your specific unit's eligibility as part of the free assessment.
The best rate currently available through Nook is 5.99% p.a., though your actual offer will depend on your loan-to-value ratio, remaining term, credit history, and the bank's current promotions. Most Columns owners refinancing today are moving from rates of 8% to 9.5%, so even a mid-range offer of 6.5% to 7% still produces meaningful monthly savings. Nook lets you compare real offers from multiple banks before you commit.
Nook's service is completely free for borrowers. We are compensated by the bank when your loan is successfully released, so there is no broker fee, application fee, or consultation charge passed on to you. The only costs you'll encounter are standard bank charges such as appraisal fees and documentary stamp tax, which apply regardless of how you apply.
From document submission to loan release, a refinance typically takes six to ten weeks in the Philippines, though timelines vary by bank and the complexity of the collateral documentation. Nook helps keep the process on track by coordinating directly with the bank on your behalf. Having complete documents ready — including your Condominium Certificate of Title, latest Statement of Account, and income documents — significantly speeds things up.
Yes, many banks will refinance an investment property, though some lenders apply slightly different LTV limits or rate tiers compared to owner-occupied units. You may also be able to use documented rental income to support your debt-service coverage ratio during credit evaluation. Nook will match you with banks whose policies best fit your situation, whether the unit is your primary residence or an income-generating asset.
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