One McKinley Place homeowners are still paying old bank rates of 8–9% when they could be refinancing to as low as 5.99% per annum through Nook — completely free of charge.
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Why this matters
One McKinley Place is one of BGC's most prestigious residential addresses — a high-rise condominium in the heart of Bonifacio Global City offering panoramic city views, resort-style amenities, and a prime location steps away from McKinley Hill and major commercial centers. Properties here command strong market values, which also means your outstanding home loan is likely significant. If you took out your mortgage with BDO, BPI, Metrobank, or Security Bank more than two or three years ago, there is a strong chance your current interest rate is between 8% and 9.5% — and that's thousands of pesos every month you don't have to be paying.
Refinancing your One McKinley Place home loan through Nook means we do the legwork of comparing offers from the Philippines' leading banks on your behalf, then help you switch to the lender offering the lowest rate available to you. For a loan of 5,000,000 pesos with 20 years remaining, moving from 8.50% to 5.99% saves you over 7,500 pesos every single month — that's more than 90,000 pesos a year staying in your pocket instead of going to the bank. BGC condo owners looking for similar savings have already explored options through our Arya Residences BGC refinance guide, and the process is exactly the same for One McKinley Place.
Nook is the Philippines' first digital mortgage broker, and our service is 100% free to borrowers — we are compensated by the banks, not by you. From your first inquiry through to loan approval and release, our team of mortgage specialists guides you through every step. Whether your loan is with a private bank or Pag-IBIG, we can assess your options and help you act quickly before rates move. There is no obligation to proceed, and finding out how much you could save takes just a few minutes.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
It depends on your existing loan agreement — most Philippine banks impose a lock-in period of 1 to 3 years during which early repayment penalties apply. Nook will review your current terms and help you calculate whether the long-term savings from refinancing outweigh any penalty fees, so you can make an informed decision.
Most major Philippine banks — including BPI, BDO, Metrobank, Security Bank, RCBC, and Chinabank — actively lend on BGC condominium properties and are familiar with developments like One McKinley Place. Nook compares live offers from multiple lenders simultaneously so you get the most competitive rate without having to approach each bank yourself.
On a 5,000,000 peso loan with 20 years remaining, switching from 8.50% to Nook's best available rate of 5.99% saves approximately 7,556 pesos per month and over 1,360,000 pesos across the life of the loan. Your exact savings will depend on your outstanding balance, remaining term, and the rate your new lender offers.
For a condominium unit in a well-documented development like One McKinley Place, the refinancing process typically takes 4 to 8 weeks from application to loan release, depending on how quickly documents are submitted and the bank's processing timeline. Nook assigns you a dedicated mortgage specialist who monitors your application and follows up with the bank on your behalf to keep things moving.
Nook's mortgage brokering service is completely free to borrowers — there are no application fees, no consultation fees, and no hidden charges at any stage. Nook earns a referral fee from the bank that ultimately provides your loan, which is a standard industry arrangement that does not affect the rate or terms you receive.
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