If you own a unit at Times Square West in BGC, there's a good chance you're paying more than you need to on your home loan. Nook can help you refinance to as low as 5.99% p.a. — for free.
TIMES SQUARE WEST OWNER SAVINGS ESTIMATE
No commitment. No credit check. Just your numbers.
Why this matters
Times Square West is one of BGC's most sought-after mid-rise residential addresses — known for its prime Bonifacio Global City location, well-maintained facilities, and strong rental demand. But for many unit owners still carrying their original bank home loan, the monthly amortisation reflects an interest rate that made sense years ago. Today, the refinancing landscape has shifted significantly, and rates as low as 5.99% p.a. are now accessible through Nook — potentially saving you tens of thousands of pesos every year.
Refinancing a BGC condo like Times Square West is a smart financial move, especially if your current loan is with a bank that reprices every one to three years and hasn't offered you a competitive rollover rate. Nook works with all major Philippine banks — including BDO, BPI, Security Bank, Metrobank, RCBC, and more — to find the best deal for your specific loan amount, remaining term, and financial profile. If you're also exploring options for other properties in the area, our guide on Arya Residences BGC condo refinancing shows just how much BGC homeowners are saving through Nook.
The process is 100% free for borrowers. Nook is compensated by the banks, not you — so there's no conflict of interest and no out-of-pocket cost to explore your options. Whether you're looking to lower your monthly payment, shorten your loan term, or simply get a better deal than what your current bank is offering, Nook makes the comparison and application process fast, transparent, and stress-free. Check your personalised savings estimate today and see what refinancing your Times Square West unit could mean for your finances.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
It depends on your current loan agreement — most Philippine bank home loans have a lock-in period of one to three years, during which early repayment penalties may apply. If you're approaching or past your lock-in period, now is an excellent time to review your rate. Nook can help you assess whether the savings from refinancing outweigh any exit fees.
Nook works with a wide panel of Philippine banks including BDO, BPI, Metrobank, Security Bank, RCBC, UnionBank, Chinabank, EastWest Bank, and PSBank, among others. We compare offers across lenders to find the most competitive rate for your loan amount and profile. You don't need to approach each bank individually — we handle that for you.
Based on a loan balance of 3,000,000 with a remaining 20-year term, switching from 8.50% to 5.99% p.a. could save you around 4,575 per month — that's over 54,000 per year. Actual savings will vary depending on your outstanding balance, remaining term, and the rate you qualify for, but the difference is typically significant for BGC condo owners.
The refinancing process is largely the same, but condo loans require a few additional documents such as your Condominium Certificate of Title (CCT), the Master Deed of Restriction, and sometimes a clearance from the condominium corporation. Nook's team is experienced with BGC condo refinancing and will guide you through every document requirement. If you own property elsewhere, you might also want to explore how Columns Legazpi Village Makati refinancing compares.
From application to loan release, the refinancing process typically takes four to eight weeks depending on the bank and completeness of your documents. Nook helps streamline this by preparing your application package and coordinating directly with the bank on your behalf. Most clients find the process much faster and simpler than their original home loan application.
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