Homeowners at Two Serendra Aston in BGC could be paying thousands less every month — Nook finds you the lowest refinance rate available, completely free.
ESTIMATED MONTHLY SAVINGS
No commitment. No credit check. Just your numbers.
Why this matters
Two Serendra Aston is one of BGC's most coveted addresses — a masterplanned community by Ayala Land that blends resort-style living with the energy of Bonifacio Global City. If you purchased your unit a few years ago, there's a strong chance your home loan is still locked to a rate of 8% or higher. With refinance rates now starting at 5.99% p.a. through Nook, the gap between what you're paying and what you could be paying is significant. On a 5,000,000 peso loan, that difference can exceed 6,000 pesos every single month.
Refinancing a BGC condo like Aston works just like refinancing any residential property — your new lender pays off your existing bank, and you restart with better terms. Philippine banks including BDO, BPI, Security Bank, and RCBC all compete for quality collateral in prime locations like Two Serendra, which means you have real negotiating power. Nook does the shopping for you, submitting your profile to multiple lenders simultaneously so you get the best offer without the legwork. If you own a unit at a similar BGC development, you can also explore options through our Arya Residences BGC refinance guide to see how comparable properties are benefiting from lower rates.
The process is fully digital and Nook's service costs you nothing — brokers are compensated by the bank, not the borrower. Whether your current loan is with Metrobank, Chinabank, or even Pag-IBIG, Nook can assess your situation and identify whether switching now makes financial sense. For Makati-based property owners curious about similar savings opportunities, our Columns Legazpi Village refinance page is a helpful reference for how the process works across premier Ayala-adjacent developments.
How it works
Enter your loan details into our calculator. Instantly see what banks are offering right now and how much you'd save each month. No personal information required.
If the numbers make sense, book a free call. Your consultant compares offers from 15+ banks — something that would take you weeks to do on your own — and recommends the best option for your situation.
We manage the entire application, documentation, and bank coordination. You sign where we tell you. Your new lower payment starts next month. Nook's service is completely free — we're paid by the receiving bank.
Common questions
Yes, condominium units with a clean Condominium Certificate of Title (CCT) are fully eligible for home loan refinancing in the Philippines. Most major banks actively lend against BGC condo titles given the location's strong market value and developer reputation. Nook will verify your title status as part of the free assessment process.
It depends on your current rate, outstanding balance, and remaining term — but homeowners with a 5,000,000 peso loan at 8.50% could save over 6,300 pesos per month by switching to 5.99% p.a. Over a 15-year remaining term, that adds up to more than 1,100,000 pesos in total interest savings. Nook gives you a personalised estimate before you commit to anything.
Typically, the full refinancing process takes between 30 and 60 days from application to loan release, depending on your chosen bank and how quickly documents are submitted. BGC properties tend to move faster through bank appraisal because the area is well-documented and highly liquid. Nook guides you through every step to avoid unnecessary delays.
Nook's mortgage brokering service is 100% free for borrowers — the bank pays Nook a placement fee upon successful loan release. You will still be responsible for standard refinancing costs such as appraisal fees, notarial fees, and documentary stamp tax, which are typical of any home loan transaction in the Philippines. Nook will give you a clear breakdown of expected third-party costs upfront.
You'll generally need a copy of your CCT, the latest Statement of Account from your current lender, proof of income (payslips or ITR for the past two years), valid government-issued IDs, and a copy of the original Contract to Sell or Deed of Absolute Sale. Nook provides a complete personalised checklist once you submit your basic details. Having these documents ready in advance can significantly speed up your application.
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